1. Acceptance of Terms of Service
All further references to Estate Plan Center or EstatePlanCenter.com in this terms of service includes the Estate Planning Organizer and the contents within www.estateplanningorganizer.com.

EstatePlanCenter.com and www.estateplanningorganizer.com and the contents within provide general information regarding estate planning options and not Legal Advice. All legal recommendations should be made by a qualified attorney in your state.

2. Registration Information/Privacy Policy
When you register or order information from the Estate Plan Center, you will be required to provide Estate Plan Center with the following information: your name, address, state, email address, zip code, phone number. In addition, you may choose to provide Estate Plan Center with additional information, including: net worth and investment status, marital status, gender and age.

EstatePlanCenter.com reserves the right to offer you third party services and products based on the preferences that you identify during the registration/order process and based on your subsequent preferences; such offers may be provided to you by EstatePlanCenter.com.

EstatePlanCenter.com reserves the right to terminate your order request if EstatePlanCenter.com learns that you have provided EstatePlanCenter.com with false or misleading registration information.

3. Termination
EstatePlanCenter.com reserves the right, at its sole discretion, to immediately, without notice to suspend or terminate (i) these Terms of Service; (ii) your registration/order with or ability to access EstatePlanCenter.com and/or any other service provided to you by EstatePlanCenter.com.

4. Modifications of these Terms of Service

EstatePlanCenter.com may modify these Terms of Service from time to time in its sole discretion. Each time you log on to EstatePlanCenter.com, you will be deemed to have accepted any such changes.

5. Modifications of EstatePlanCenter.com
EstatePlanCenter.com may modify or discontinue EstatePlanCenter.com with or without notice to you and without liability to you or any third party.

6. Content of Messages
You alone are responsible for the content of your messages, and the consequences of any such messages. EstatePlanCenter.com reserves the right to terminate your registration if it becomes aware and determines, in its sole discretion, that you are violating any of the following guidelines.

Any use by you of any other subscriber's information, personal or otherwise, for any commercial purpose or to obtain direct financial gain (e.g. mass marketing) is prohibited. Any such use shall be deemed to be a violation of these Terms of Service. EstatePlanCenter.com is to be used by you for your personal use only. Commercial uses of EstatePlanCenter.com are strictly prohibited unless prior written consent from EstatePlanCenter.com has been granted. You agree that you will not use EstatePlanCenter.com for chain letters, junk mail, 'spamming,' solicitations (commercial or non-commercial) or bulk communications of any kind including but not limited to distribution lists to any person who has not given specific permission to be included in such a list.

You further agree not to use EstatePlanCenter.com to send or post on message boards or any place on EstatePlanCenter.com, any message or material that is unlawful, harassing, libelous, defamatory, abusive, threatening, harmful, vulgar, obscene, profane, sexually oriented, threatening, racially offensive, inaccurate, or otherwise objectionable material of any kind or nature or that encourages conduct that could constitute a criminal offense, give rise to civil liability or otherwise violate any applicable local, state, national or international law or regulation, or encourage the use of controlled substances.

EstatePlanCenter.com reserves the right to delete any such material from EstatePlanCenter.com. EstatePlanCenter.com will cooperate fully with any law enforcement officials and/or agencies in the investigation of any person or persons who violate the Terms of Service contained in this Section 6.

You agree not to impersonate any other person or entity, whether actual or fictitious, including impersonating an employee or consultant of EstatePlanCenter.com. You further agree not to use an inappropriate member name of any kind.

You acknowledge that (i) EstatePlanCenter.com permits access to content that is protected by copyrights, trademarks and other intellectual and proprietary rights ("Rights"); (ii) these Rights are valid and protected in all media and technologies existing now or later developed; and (iii) except as explicitly provided otherwise, the Terms of Service and applicable copyright, trademark and other laws govern your use of such content. You may not post to EstatePlanCenter.com, copy, reproduce, re transmit, distribute, publish, commercially exploit or otherwise transfer any material subject to any Rights. The burden of determining that any information, software, images or any other content on EstatePlanCenter.com is not protected by Rights rests with you. You acknowledge that EstatePlanCenter.com may acquire Rights to use any posted materials as described below, and that you will not acquire any of those Rights by downloading such materials.

By submitting content, which shall include your name and email, to any "area" of EstatePlanCenter.com, including Questionnaires, order forms, message boards, forums, contests, applications and chat rooms, you grant EstatePlanCenter.com and its affiliates a royalty-free, perpetual, irrevocable, non-exclusive right (including any moral rights) and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, communicate to the public, perform and display the content (in whole or in part) worldwide and/or to incorporate it in other works in any form, media, or technology now known or later developed, for the full term of any Rights that may exist in such content. You also warrant that the holder of any Rights, including moral rights in such content, has completely and effectively waived all such rights and validly and irrevocably granted to you the right to grant the license stated above. You also permit any subscriber to access, display, view, store and reproduce such content for personal use. Subject to the foregoing, the owner of such content placed on EstatePlanCenter.com retains any and all Rights that may exist in such content.

7. Third Party Services
You may order services or merchandise through EstatePlanCenter.com from other persons not affiliated with EstatePlanCenter.com ("Seller"). All matters concerning the merchandise and services desired from Seller, including but not limited to purchase terms, payment terms, warranties, guarantees, maintenance and delivery, are solely between you and Seller.

EstatePlanCenter.com makes no warranties or representations whatsoever with regard to any goods or services provided by Sellers. You will not consider EstatePlanCenter.com nor will EstatePlanCenter.com be construed as a party to such transactions, whether or not EstatePlanCenter.com may have received some form of revenue or other remuneration in connection with the transaction or be liable for any costs or damages arising out of, either directly or indirectly, you or any other person involved or related to the transaction.

EstatePlanCenter.com may include special routing icons which may be located within EstatePlanCenter.com, the activation of which will allow you to access and learn more about EstatePlanCenter.com and other services provided by EstatePlanCenter.com or its affiliates whereby the use of such icons is free of additional charge to you. WHEN YOU ACCESS ANY OF THESE SERVICES, YOUR RIGHTS AND OBLIGATIONS WILL BE GOVERNED BY THE AGREEMENTS AND POLICIES RELATING TO THE USE OF THESE SERVICES.

8. Registration and Password
You are responsible for maintaining the confidentiality of your Information and password. You shall be responsible for all uses of your registration, whether or not authorized by you. You agree to immediately notify EstatePlanCenter.com of any unauthorized use of your registration or password.

9. Disclaimer of Warranties
YOU EXPRESSLY AGREE THAT USE OF ESTATEPLANCENTER.COM IS AT YOUR SOLE RISK. ESTATEPLANCENTER.COM IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. ESTATEPLANCENTER.COM EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANT ABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.

ESTATEPLANCENTER.COM MAKES NO WARRANTY THAT ESTATEPLANCENTER.COM WILL MEET YOUR REQUIREMENTS, OR THAT ESTATEPLANCENTER.COM WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR FREE; NOR DOES ESTATEPLANCENTER.COM MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF ESTATEPLANCENTER.COM. ESTATEPLANCENTER.COM WILL NOT BE LIABLE FOR ANY DIRECT, CONSEQUENTIAL OR INCIDENTAL DAMAGES, WHETHER FORESEEABLE OR NOT, WHICH MAY RESULT FROM THE UNAVAILABILITY OR MALFUNCTION OF ESTATEPLANCENTER.COM.

YOU UNDERSTAND AND AGREE THAT ANY MATERIAL AND/OR DATA DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF ESTATEPLANCENTER.COM IS AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF SUCH MATERIAL AND/OR DATA. YOU UNDERSTAND AND AGREE THAT ESTATEPLANCENTER.COM DOES NOT GUARANTEE THE ACCURACY OR COMPLETENESS OF ANY INFORMATION IN OR PROVIDED IN CONNECTION WITH ESTATEPLANCENTER.COM. ESTATEPLANCENTER.COM IS NOT RESPONSIBLE FOR ANY ERRORS OR OMISSIONS OR FOR THE RESULTS OBTAINED FROM THE USE OF SUCH INFORMATION. THE INFORMATION IS PROVIDED WITH THE UNDERSTANDING THAT NEITHER ESTATEPLANCENTER.COM NOR ITS MEMBERS, WHILE SUCH MEMBERS ARE PARTICIPATING IN ESTATEPLANCENTER.COM, ARE ENGAGED IN RENDERING LEGAL, TAX, FINANCIAL, COUNSELING OR OTHER PROFESSIONAL SERVICES OR ADVICE.

ESTATEPLANCENTER.COM ENCOURAGES YOU TO SEEK APPROPRIATE PROFESSIONAL ADVICE OR CARE FOR ANY SITUATION OR PROBLEM WHICH YOU MAY HAVE. ESTATEPLANCENTER.COM SHALL NOT BE RESPONSIBLE FOR ANY LOSS OR DAMAGE CAUSED, OR ALLEGED TO HAVE BEEN CAUSED, DIRECTLY OR INDIRECTLY, BY THE INFORMATION OR IDEAS CONTAINED, SUGGESTED OR REFERENCED IN THIS SERVICE AREA. YOUR PARTICIPATION IN ESTATEPLANCENTER.COM IS SOLELY AT THE YOUR OWN RISK. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM ESTATEPLANCENTER.COM OR THROUGH ESTATEPLANCENTER.COM OR ANY OF IT'S EMPLOYEES SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE THEREIN.

ESTATEPLANCENTER.COM MAKES NO WARRANTY REGARDING ANY GOODS OR SERVICES PURCHASED OR OBTAINED THROUGH ESTATEPLANCENTER.COM OR ANY TRANSACTIONS ENTERED INTO THROUGH ESTATEPLANCENTER.COM.

ESTATEPLANCENTER.COM IS NOT RESPONSIBLE FOR THE CONTENT ON THE INTERNET OR WORLD WIDE WEB PAGES THAT IS CONTAINED OUTSIDE ESTATEPLANCENTER.COM'S SITE. As a convenience to our members, we may provide links to resources which are beyond our control. We make no representations as to the quality, suitability, functionality or legality of any sites to which we may provide links, and you hereby waive any claim you might have against EstatePlanCenter.com with respect to such sites.

BY PERMITTING CLASSIFIED AND PERSONAL ADVERTISING, ESTATEPLANCENTER.COM MAKES NO WARRANTIES OR REPRESENTATIONS OF ANY KIND AS TO THE ACCURACY OF THE CONTENT OR SUITABILITY OF THE SUBJECT MATTER OF ANY SUCH ADVERTISEMENT. EstatePlanCenter.com specifically disclaims liability for direct, consequential or incidental damages arising from such advertisements. By posting a personal or classified advertisement on EstatePlanCenter.com, you are promising that the content of your advertisement is true and that you will indemnify EstatePlanCenter.com against any claims which may arise from your advertisements. By responding to a classified or personal advertisement on EstatePlanCenter.com, you waive any claims against EstatePlanCenter.com for damages arising from such advertisement or your reliance upon statements in such advertisement.

10. Limitation of Liability
ESTATEPLANCENTER.COM SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES, RESULTING FROM THE USE OR THE INABILITY TO USE ESTATEPLANCENTER.COM OR FOR THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES OR RESULTING FROM ANY GOODS OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH ESTATEPLANCENTER.COM OR RESULTING FROM UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, USE, DATA OR OTHER INTANGIBLE, EVEN IF ESTATEPLANCENTER.COM HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

11. E-Mail Message Storage
EstatePlanCenter.com assumes no responsibility for the deletion of or failure to store e-mail messages.

12. Promotional Messages
EstatePlanCenter.com and/or third parties may, from time to time, send e-mail messages to you containing advertisements, promotions, etc. EstatePlanCenter.com makes no representation or warranty with respect to the content of any such e-mail messages or any goods or services which may be obtained from such third parties, and you agree that neither EstatePlanCenter.com nor such third party shall have any liability with respect thereto.

13. Indemnification
You agree to indemnify and hold each of EstatePlanCenter.com, their parents, subsidiaries, affiliates, officers and employees, harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of EstatePlanCenter.com, the violation of these Terms of Service by you, or the infringement by you, or any other subscriber of your account, of any intellectual property or other right of any person or entity.

14. Applicable Law
These Terms of Service shall be governed by and construed in accordance with the laws of the State of California, without giving effect to its conflict of laws provisions.

15. Remedies for Breach of these Terms by You
In the event that EstatePlanCenter.com determines, at its sole discretion, that you have breached any portion of these Terms of Service, or have otherwise demonstrated conduct inappropriate for the community of EstatePlanCenter.com, EstatePlanCenter.com reserves the right to (i) warn you via e-mail that you have violated these Terms of Service; (ii) delete any content provided by you or your agent(s) to EstatePlanCenter.com, (iii) delete all content provided by you to EstatePlanCenter.com, (iv) discontinue your registration with EstatePlanCenter.com and/or any other EstatePlanCenter.com community; (v) notify and/or send content to and/or fully cooperate with the proper law enforcement authorities for further action; and/or (vi) any other action which EstatePlanCenter.com deems to be appropriate.

16. Financial Advice
EstatePlanCenter.com is not a financial advisor, and does not provide personalized financial advice. Your use of this site and EstatePlanCenter.com service indicates your understanding that you are able to make your own decisions about your financial matters in relation to your estate planning, living trust or will and your personal asset management, and will not hold EstatePlanCenter.com or it's employees liable for any damages relating to your personal finances, whether relating to data, opinion, or other information provided anywhere on the site or through our partners or affiliates. EstatePlanCenter.com is not responsible for any financial relationships made by you though your dealings with EstatePlanCenter.com. EstatePlanCenter.com is not responsible for any financial decisions or funding decisions you have made or failed to have made. EstatePlanCenter.com is not responsible for any neglect on your part to not properly financially fund or execute your trust.

17. Legal Advice
EstatePlanCenter.com is not a legal service, and does not provide personalized legal advice. EstatePlanCenter.com is an advisor providing non-legal, non-tax, and non-financial advice. You agree to release EstatePlanCenter.com from any provisions established through any attorney representing Legacy Prepaid Legal. EstatePlanCenter.com is not responsible for any wrong doing or inappropriate documents. Your use of EstatePlanCenter.com does not constitute a membership in EstatePlanCenter.com. You should always consult a qualified attorney, accountant or advisor in your state for personal recommendations. You release EstatePlanCenter.com from any legal, tax or financial obligations on your part.

17. Miscellaneous
In the event that any provision of the Terms of Service conflicts with the law under which the Terms of Service are to be construed or if any such provisions are held invalid by a court with jurisdiction over the parties to the Terms of Service, such provision will be deemed to be restated to reflect as nearly as possible the original intentions of the parties in accordance with applicable law, and the remainder of these Terms of Service will remain in full force and effect.

The failure of either party to insist upon or enforce strict performance by the other party of any provision of the Terms of Service or to exercise any right under the Terms of Service will not be construed as a waiver or relinquishment to any extent of such party's right to assert or rely upon any such provision or right in that or any other instance, rather, the same will be and remain in full force and effect.

EstatePlanCenter.com may assign its rights and obligations under these Terms of Service and upon such assignment EstatePlanCenter.com may be relieved of any further obligation thereunder.

You represent to EstatePlanCenter.com that you have the authority to register with and/or use EstatePlanCenter.com according to these Terms of Service.

These Terms of Service and any Additional Terms (as such terms shall be identified when posted on EstatePlanCenter.com or estateplanningorganizer.com by EstatePlanCenter.com) constitute the entire understanding between the parties as to subject matter thereof, and supersede all prior agreements and understandings. Any legally unenforceable provision of these Terms of Service will, at the election of EstatePlanCenter.com, be deleted or modified to correct the defect and, regardless, the remainder of the terms of these Terms of Service will remain valid and enforceable.